Buying Tips and Articles for Margate Property

Your Bond Registration Process
Let us help you in understanding who the parties involved are, and the steps required to register a bond.

Five Ways You Can Make Your Home Buying Easier
Buying a home does not need to be a painful process, let us help make you home buying experience as smoothly as possible. Chas Everitt Margate offers in house legal expertise on purchasing of property on the KZN South Coast.

Your Documentation
It's not that bad, get your documentation in order early and the house is yours. Our Margate property specialists together with our in house legal advisor will walk you through all the necessary paperwork when you are buying Margate property.

The Estate Agent
Margate Estate Agents make it their business to provide every service connected with your search for a home - from expert advice in the early stages, to careful monitoring of your settlement. Chas Everitt Margate agents can provide you with up to date real estate investment advice on properties in the Margate, Ramsgate, Uvongo, St Michaels, Southbroom and Shelly Beach areas. If you are looking for houses, investment property, townhouses, clusters, golf estates, lifestyle estates, flats, apartments, holiday homes, buy to let property or commercial property our Margate property experts can assist you.

Are you looking at buying a home on the KZN South Coast?

Buying a home is exciting, but can also be a time of anxiety and apprehension. Whether you are buying a home for the first time or thinking about a second home, you're bound to have some buying related questions. Our aim is to improve your buying experience by giving you an understanding of all your options available to you. The KZN South Coast offers a myriad of opportunities to prospective property buyers.

Buyer Information for the KZN South Coast

Buying a home is one of life's greatest and most rewarding tasks, it is important that you understand the options available to you, as well as the entire process and what is involved in buying property on the KZN South Coast. Even if you've done it before, It is always a good idea to plan ahead and make your moving experience easier. In this section you will find information to assist you in this regard. The topics range from organising your move, to the impact of capital gains tax and the legal processes.

First time home owner on the KZN South Coast

If you are a first time home buyer of KZN South Coast property, then your most important requirement is to take into account the hidden costs involved in the purchase of a property, which include amongst others, transfer costs and the bond registration costs. Most lenders offer a product tailored specifically for the first time homebuyer.

The specific advantages to the first time homebuyer are:

• No deposit is required
  
• The borrower need not have cash to pay for transfer and bond registration costs incurred in purchasing the property.

General Qualifying Criteria usually apply to borrowers seeking these products:

• first time homebuyers
  
• single or joint income must be R6,000-00 or more a month. Your monthly repayments also cannot exceed 25% of your gross monthly income
  
• loan amounts between R100,000-00 and R300,000-00
  
• customers must have a clean credit record
  
• stable employment record (that is, at least two years in permanent full time employment); and
  
• you need to be 35 years old or younger